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Can you stop a garnishment once it has been started?

Can you stop a garnishment once it has been started

The payment of taxes is an obligation that can not really be avoided. Attempts to avoid the IRS are usually futile at best or end up badly at worst. If you are getting letters from the IRS notifying you of your back taxes, try not to sweep it under the carpet. Face it by exploring the options available to you to settle the debt.

Failing to do this can lead to the garnishment of your wages.

A wage garnishment is a collection tool the IRS employs when you fail to respond to their series of letters reminding you of your unpaid back taxes.

When the IRS decides to garnish your wages, a percentage of your income goes from your employer directly to their account every month.

It is best to respond to the IRS’s emails about your back taxes before it gets to the level where your wages will have to be garnished because once the IRS begins garnishing your wages, there are high chances that they are not going to stop until they recover the full amount you owe in unsettled back taxes.

This is why you should do any of the following immediately you receive a letter from the IRS notifying you of the possibility that your wages are about to get garnished:

– Pay the debt in full:

If you know how much you owe, and can afford to pay it in full, you should do so.

– Negotiate with the IRS:

You can contact the IRS and work out a payment plan with them. A good negotiation can even lead to you paying way less than you originally owe. Once the IRS agrees to your payment plan arrangement, they will stop garnishing your wages.

– Request for an offer in compromise:

An offer in compromise is a provision made for people whose financial situation is really poor and thus are unable to settle their tax debts. Not everyone qualifies for an offer in compromise. The IRS will have to look at the amount you’re offering to see if that is the maximum they can get from you before the debt exceeds its statute of limitations. If it is, they will most likely accept it and allow you to settle your debts for an amount that could be much less than you originally owed.


– Currently not collectible:

If you’re undergoing financial hardship, you can contact the IRS and explain to them and your tax debt will be put on hold, as your account enters “currently not collectible” status. You will still be expected to resolve the amount you owe in back taxes eventually, but only when (or if) your financial situation gets better.


However, if the deed has already been done and your wages are being garnished, you can still attempt to stop it or at least lessen it by hiring the services of a tax resolution specialist

This is the best step to take because due to the financial and emotional stress that comes with a wage garnishment, you may not be in the proper frame of mind to handle the situation properly. Additionally, you do not possess the skill or experience to know what to do.

A tax specialist can help appeal the wage garnishment and present the IRS with good reasons why the garnishment should be released now and not after the debt has been paid in full. Call us now.

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Internet subscribers, users, and online readers are advised not to act upon this information without seeking the service of a professional accountant. Any U.S. federal tax advice contained in this website is not intended to be used for the purpose of avoiding penalties, of any kind, under U.S. federal tax laws.